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Surprise errors can delay a loan decision - error in personal credit reports may delay business loan - Small Business Financial Advisor: Credit Reports
Lending agencies often evaluate business owners' personal credit reports as indicators of character and ability to repay. Before applying for a loan, business ......(Continue Reading) Wiping the slate clean; bad credit can cost you a loan, insurance, even a job
It's like a scheme to bilk yourself. You pay your rent with a cash advance from one credit card. You make your minimum payment on that card by taking a cash advance from another card. Finally, you're...(Continue Reading)Property Rights - business collateral
Beverly Santilli is president of American Business Credit Inc., Bala Cynwyd, Pennsylvania, which makes loans to small businesses. Entrepreneurs usually ......(Continue Reading)Lenders gauge mortgage risk - use of credit scoring in assessing borrowers
The Federal Home Loan Mortgage Corp is recommending the use of credit scoring by private mortgage lenders. The scores are compiled by three leading credit-reporting ......(Continue Reading)How Washington tries to strangle even the best ideas - student loan reform
Congress and the press focussed on the wrong aspect of Pres Clinton's student loan reform and almost ruined the passage of it. It allows pay-as-you-can ......(Continue Reading)
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